Surabaya vs. Madrid: Detailed 2026 Cost of Living & Quality Comparison

Surabaya Surabaya Image by:Ferdinand F Eman
Madrid Madrid Image by:Fabian Lozano

Overview

Climate Index
55.7 / 85.5
Cost of Living Index
27.2 / 59.3

Surabaya   Madrid

h2 This report provides a detailed comparison of Surabaya, Indonesia, and Madrid, Spain, focusing on cost of living and quality of life metrics for 2026. While Surabaya offers significantly lower living expenses, Madrid presents a higher quality of life with better infrastructure, amenities, and services. The decision between these two cities depends on individual priorities regarding budget constraints versus lifestyle expectations.

Cost of Living Comparison

Health Care Index
68.9 / 79.3
Pollution Index
55.9 / 37.9

Surabaya   Madrid

h2 The cost of living in Surabaya is substantially lower than in Madrid. The average net salary in Surabaya is approximately $500, compared to $2,500 in Madrid. Basic utilities for an 85m² apartment cost around $100 in Surabaya versus $204 in Madrid. Transportation expenses are also significantly cheaper in Surabaya, with a monthly public transport pass costing much less than in Madrid. Dining out is considerably more affordable in Surabaya, with mid-range restaurant meals priced significantly lower than in Madrid. Housing costs reflect this overall trend, with property prices per square meter being substantially lower in Surabaya, though the absolute cost for a 3-bedroom apartment may still be higher in Madrid due to the city's premium real estate market.

Quality of Life Comparison

Property Price to Income Ratio
28.7 / 13.4
Purchasing Power Index
30.8 / 109.4

Surabaya   Madrid

h2 Madrid scores considerably higher on quality of life metrics. The city has a higher quality of life score (average around 18) compared to Surabaya (100, which appears to be a placeholder value). Madrid offers superior infrastructure, better public services, and a more vibrant cultural scene. The traffic commute time is significantly shorter in Madrid (28.31 hours per year) than in Surabaya (50.00 hours). Madrid also has substantially lower pollution levels (37.92) compared to Surabaya (100.00). Healthcare quality is generally higher in Madrid, with better facilities and lower out-of-pocket expenses for residents. The city offers more diverse entertainment options, better educational institutions, and a wider range of services and amenities.

Economic Context

Quality of Life Index
104.9 / 180.7
Safety Index
63.1 / 71

Surabaya   Madrid

h2 Surabaya has a lower GDP per capita ($6,667) compared to Madrid ($47,100). Madrid's economy is more diversified and advanced, contributing to its higher cost of living but also offering more opportunities for career growth and higher earning potential. Surabaya's economy is primarily focused on manufacturing and trade, with a lower cost of living reflecting the country's economic context.

Conclusion

Traffic Commute Time Index
32.8 / 28.3

Surabaya   Madrid

h2 Surabaya presents a significantly more affordable option for those prioritizing low living expenses, while Madrid offers a higher quality of life with better infrastructure, amenities, and services, albeit at a much higher cost. The choice between these two cities depends entirely on individual priorities regarding budget constraints versus lifestyle expectations.

Real estate & living comparison

Surabaya Madrid
Buy Apartment Price » Price per Square Meter to Buy Apartment in City Centre 2300.13 USD 9173.67 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment Outside of Centre 1129.94 USD 4458.66 USD
Rent Per Month » 1 Bedroom Apartment in City Centre 309.96 USD 1494.08 USD
Rent Per Month » 1 Bedroom Apartment Outside of City Centre 150.26 USD 1161.6 USD
Rent Per Month » 3 Bedroom Apartment in City Centre 1317.4 USD 2791.13 USD
Rent Per Month » 3 Bedroom Apartment Outside of City Centre 645.95 USD 1808.73 USD
Salaries And Financing » Annual Mortgage Interest Rate (20-Year Fixed, in %) 7.5 USD 3.15 USD
Salaries And Financing » Average Monthly Net Salary (After Tax) 298.75 USD 2536.72 USD
Salaries And Financing » GDP Growth Rate: 5.05 USD 2.68 USD
Salaries And Financing » GDP Per Capita ($) : 13900 USD 47100 USD
Salaries And Financing » Population Growth Rate: 0.73 USD 0.12 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment in City Centre 2300.13 USD 9173.67 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment Outside of Centre 1129.94 USD 4458.66 USD
Childcare » International Primary School, Annual Tuition per Child 9069.15 USD 17874.96 USD
Childcare » Private Full-Day Preschool or Kindergarten, Monthly Fee per Child 296.38 USD 715.94 USD
Clothing And Shoes » Jeans (Levi's 501 or Similar) 61.56 USD 102.9 USD
Clothing And Shoes » Men's Leather Business Shoes 80.02 USD 117.47 USD
Clothing And Shoes » Nike Running Shoes (Mid-Range) 72.12 USD 102.11 USD
Clothing And Shoes » Summer Dress in a Chain Store (e.g. Zara or H&M) 38.04 USD 39.74 USD
Markets » Apples (1 kg) 2.47 USD 2.84 USD
Markets » Bananas (1 kg) 1.46 USD 2.57 USD
Markets » Beef Round or Equivalent Back Leg Red Meat (1 kg) 8.11 USD 18.63 USD
Markets » Bottle of Wine (Mid-Range) 26.67 USD 8.17 USD
Markets » Bottled Water (1.5 Liter) 0.43 USD 0.96 USD
Markets » Chicken Fillets (1 kg) 3.05 USD 8.99 USD
Markets » Cigarettes (Pack of 20, Marlboro) 2.07 USD 7 USD
Markets » Domestic Beer (0.5 Liter Bottle) 1.81 USD 1.41 USD
Markets » Eggs (12, Large Size) 1.29 USD 3.85 USD
Markets » Fresh White Bread (500 g Loaf) 1.28 USD 1.59 USD
Markets » Imported Beer (0.33 Liter Bottle) 3.11 USD 2.38 USD
Markets » Lettuce (1 Head) 0.99 USD 1.38 USD
Markets » Local Cheese (1 kg) 8.89 USD 18.36 USD
Markets » Milk (Regular, 1 Liter) 1.27 USD 1.27 USD
Markets » Onions (1 kg) 1.97 USD 2.21 USD
Markets » Oranges (1 kg) 2.29 USD 2.71 USD
Markets » Potatoes (1 kg) 1.33 USD 2.08 USD
Markets » Tomatoes (1 kg) 1.78 USD 2.81 USD
Markets » White Rice (1 kg) 0.89 USD 1.87 USD
Rent Per Month » 1 Bedroom Apartment in City Centre 309.96 USD 1494.08 USD
Rent Per Month » 1 Bedroom Apartment Outside of City Centre 150.26 USD 1161.6 USD
Rent Per Month » 3 Bedroom Apartment in City Centre 1317.4 USD 2791.13 USD
Rent Per Month » 3 Bedroom Apartment Outside of City Centre 645.95 USD 1808.73 USD
Restaurants » Bottled Water (0.33 Liter) 0.24 USD 2.05 USD
Restaurants » Cappuccino (Regular Size) 1.59 USD 2.92 USD
Restaurants » Combo Meal at McDonald's (or Equivalent Fast-Food Meal) 2.96 USD 11.67 USD
Restaurants » Domestic Draft Beer (0.5 Liter) 2.67 USD 4.08 USD
Restaurants » Imported Beer (0.33 Liter Bottle) 4.45 USD 4.96 USD
Restaurants » Meal at an Inexpensive Restaurant 1.48 USD 17.5 USD
Restaurants » Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) 11.86 USD 70.02 USD
Restaurants » Soft Drink (Coca-Cola or Pepsi, 0.33 Liter Bottle) 0.6 USD 3.18 USD
Salaries And Financing » Annual Mortgage Interest Rate (20-Year Fixed, in %) 7.5 USD 3.15 USD
Salaries And Financing » Average Monthly Net Salary (After Tax) 298.75 USD 2536.72 USD
Sports And Leisure » Cinema Ticket (International Release) 2.67 USD 11.67 USD
Sports And Leisure » Monthly Fitness Club Membership 20.15 USD 50.91 USD
Sports And Leisure » Tennis Court Rental (1 Hour, Weekend) 7.06 USD 16.51 USD
Transportation » Gasoline (1 Liter) 0.76 USD 1.84 USD
Transportation » Monthly Public Transport Pass (Regular Price) 8.89 USD 40.84 USD
Transportation » One-Way Ticket (Local Transport) 0.41 USD 1.75 USD
Transportation » Taxi 1 Hour Waiting (Standard Tariff) 2.67 USD 30.92 USD
Transportation » Taxi 1 km (Standard Tariff) 0.47 USD 1.58 USD
Transportation » Taxi Start (Standard Tariff) 0.52 USD 3.73 USD
Transportation » Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) 34403.49 USD 33249.59 USD
Transportation » Volkswagen Golf 1.5 (or Equivalent New Compact Car) 26377.59 USD 36758.14 USD
Utilities (Monthly) » Basic Utilities for 85 m2 Apartment (Electricity, Heating, Cooling, Water, Garbage) 92.01 USD 204.43 USD
Utilities (Monthly) » Broadband Internet (Unlimited Data, 60 Mbps or Higher) 19.15 USD 34.58 USD
Utilities (Monthly) » Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) 5.15 USD 19.1 USD
Population 6,556,000 6,211,000

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