New York vs. Surabaya: Detailed 2026 Cost of Living & Quality Comparison

New York New York Image by:Vladislav Lolenko
Surabaya Surabaya Image by:Ferdinand F Eman

Introduction

Climate Index
79.7 / 55.7
Cost of Living Index
100 / 27.2

New York   Surabaya

h2 This report provides a detailed comparison of the cost of living and quality of life between New York and Surabaya, based on available data. The analysis covers various aspects including housing, transportation, food, healthcare, safety, and climate. The goal is to offer a comprehensive overview to help understand the differences between these two distinct cities.

Cost of Living

Health Care Index
62.8 / 68.9
Pollution Index
58.1 / 55.9

New York   Surabaya

h2 New York has significantly higher living expenses compared to Surabaya. Housing costs in New York are substantially higher, with property prices being nearly ten times more expensive than in Surabaya. Daily expenses for food, transportation, and utilities also reflect this disparity, with New York being considerably more expensive overall. Surabaya offers much lower costs across the board, making it an attractive option for those seeking affordability.

Quality of Life

Property Price to Income Ratio
14.5 / 28.7
Purchasing Power Index
105.6 / 30.8

New York   Surabaya

h2 In terms of quality of life, New York scores higher in healthcare, safety, and climate. Healthcare facilities in New York are more advanced, offering better medical services. The city also has lower crime rates and a more temperate climate. Surabaya, while more affordable, has lower quality of life metrics in these areas. However, Surabaya offers cleaner air and more efficient public transportation, which can be appealing to residents.

Economic Factors

Quality of Life Index
133.6 / 104.9
Safety Index
49.3 / 63.1

New York   Surabaya

h2 New York boasts a much higher GDP per capita and a stronger economy, providing more job opportunities and higher earning potential. Surabaya, while having a lower GDP per capita, shows a higher population growth rate, indicating potential for economic development. The cost of living adjustments in Surabaya are more aligned with salary levels, making it easier for residents to maintain their standard of living.

Conclusion

Traffic Commute Time Index
43.5 / 32.8

New York   Surabaya

h2 Both New York and Surabaya present unique advantages and disadvantages. New York offers a higher quality of life with better healthcare and safety, but at a significantly higher cost. Surabaya provides a more affordable lifestyle but with lower quality of life metrics. The choice between the two cities depends on individual priorities, whether they lean towards economic opportunity and quality amenities or affordability and lower living expenses.

Real estate & living comparison

New York Surabaya
Buy Apartment Price » Price per Square Meter to Buy Apartment in City Centre 20602.45 USD 2300.13 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment Outside of Centre 9472.39 USD 1129.94 USD
Rent Per Month » 1 Bedroom Apartment in City Centre 4468.58 USD 309.96 USD
Rent Per Month » 1 Bedroom Apartment Outside of City Centre 2909 USD 150.26 USD
Rent Per Month » 3 Bedroom Apartment in City Centre 9319.74 USD 1317.4 USD
Rent Per Month » 3 Bedroom Apartment Outside of City Centre 5222.78 USD 645.95 USD
Salaries And Financing » Annual Mortgage Interest Rate (20-Year Fixed, in %) 6.73 USD 7.5 USD
Salaries And Financing » Average Monthly Net Salary (After Tax) 5189.73 USD 298.75 USD
Salaries And Financing » GDP Growth Rate: 2.89 USD 5.05 USD
Salaries And Financing » GDP Per Capita ($) : 74600 USD 13900 USD
Salaries And Financing » Population Growth Rate: 0.67 USD 0.73 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment in City Centre 20602.45 USD 2300.13 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment Outside of Centre 9472.39 USD 1129.94 USD
Childcare » International Primary School, Annual Tuition per Child 59207.2 USD 9069.15 USD
Childcare » Private Full-Day Preschool or Kindergarten, Monthly Fee per Child 3360.85 USD 296.38 USD
Clothing And Shoes » Jeans (Levi's 501 or Similar) 68.7 USD 61.56 USD
Clothing And Shoes » Men's Leather Business Shoes 159.29 USD 80.02 USD
Clothing And Shoes » Nike Running Shoes (Mid-Range) 116.87 USD 72.12 USD
Clothing And Shoes » Summer Dress in a Chain Store (e.g. Zara or H&M) 53.25 USD 38.04 USD
Markets » Apples (1 kg) 7.19 USD 2.47 USD
Markets » Bananas (1 kg) 2.44 USD 1.46 USD
Markets » Beef Round or Equivalent Back Leg Red Meat (1 kg) 20.31 USD 8.11 USD
Markets » Bottle of Wine (Mid-Range) 18 USD 26.67 USD
Markets » Bottled Water (1.5 Liter) 2.56 USD 0.43 USD
Markets » Chicken Fillets (1 kg) 15.5 USD 3.05 USD
Markets » Cigarettes (Pack of 20, Marlboro) 19 USD 2.07 USD
Markets » Domestic Beer (0.5 Liter Bottle) 3.56 USD 1.81 USD
Markets » Eggs (12, Large Size) 6.8 USD 1.29 USD
Markets » Fresh White Bread (500 g Loaf) 4.62 USD 1.28 USD
Markets » Imported Beer (0.33 Liter Bottle) 4.28 USD 3.11 USD
Markets » Lettuce (1 Head) 2.93 USD 0.99 USD
Markets » Local Cheese (1 kg) 17.87 USD 8.89 USD
Markets » Milk (Regular, 1 Liter) 1.31 USD 1.27 USD
Markets » Onions (1 kg) 3.24 USD 1.97 USD
Markets » Oranges (1 kg) 5.63 USD 2.29 USD
Markets » Potatoes (1 kg) 3.31 USD 1.33 USD
Markets » Tomatoes (1 kg) 6.13 USD 1.78 USD
Markets » White Rice (1 kg) 7.64 USD 0.89 USD
Rent Per Month » 1 Bedroom Apartment in City Centre 4468.58 USD 309.96 USD
Rent Per Month » 1 Bedroom Apartment Outside of City Centre 2909 USD 150.26 USD
Rent Per Month » 3 Bedroom Apartment in City Centre 9319.74 USD 1317.4 USD
Rent Per Month » 3 Bedroom Apartment Outside of City Centre 5222.78 USD 645.95 USD
Restaurants » Bottled Water (0.33 Liter) 2.6 USD 0.24 USD
Restaurants » Cappuccino (Regular Size) 5.64 USD 1.59 USD
Restaurants » Combo Meal at McDonald's (or Equivalent Fast-Food Meal) 14 USD 2.96 USD
Restaurants » Domestic Draft Beer (0.5 Liter) 8 USD 2.67 USD
Restaurants » Imported Beer (0.33 Liter Bottle) 10 USD 4.45 USD
Restaurants » Meal at an Inexpensive Restaurant 25 USD 1.48 USD
Restaurants » Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) 140 USD 11.86 USD
Restaurants » Soft Drink (Coca-Cola or Pepsi, 0.33 Liter Bottle) 2.94 USD 0.6 USD
Salaries And Financing » Annual Mortgage Interest Rate (20-Year Fixed, in %) 6.73 USD 7.5 USD
Salaries And Financing » Average Monthly Net Salary (After Tax) 5189.73 USD 298.75 USD
Sports And Leisure » Cinema Ticket (International Release) 21 USD 2.67 USD
Sports And Leisure » Monthly Fitness Club Membership 119.4 USD 20.15 USD
Sports And Leisure » Tennis Court Rental (1 Hour, Weekend) 68 USD 7.06 USD
Transportation » Gasoline (1 Liter) 0.88 USD 0.76 USD
Transportation » Monthly Public Transport Pass (Regular Price) 132.5 USD 8.89 USD
Transportation » One-Way Ticket (Local Transport) 3 USD 0.41 USD
Transportation » Taxi 1 Hour Waiting (Standard Tariff) 42 USD 2.67 USD
Transportation » Taxi 1 km (Standard Tariff) 2.17 USD 0.47 USD
Transportation » Taxi Start (Standard Tariff) 3 USD 0.52 USD
Transportation » Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) 25824.12 USD 34403.49 USD
Transportation » Volkswagen Golf 1.5 (or Equivalent New Compact Car) 35458 USD 26377.59 USD
Utilities (Monthly) » Basic Utilities for 85 m2 Apartment (Electricity, Heating, Cooling, Water, Garbage) 200.17 USD 92.01 USD
Utilities (Monthly) » Broadband Internet (Unlimited Data, 60 Mbps or Higher) 68.44 USD 19.15 USD
Utilities (Monthly) » Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) 65.91 USD 5.15 USD
Population 18,832,416 6,556,000

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