Kolkata vs. London: Detailed 2026 Cost of Living & Quality Comparison

Kolkata Kolkata Image by:Soumalya Das
London London Image by:ALENA MARUK

Kolkata presents a significantly more affordable cost of living compared to London, particularly concerning housing. While a 1-bedroom apartment in Kolkata's city center averages around 1,000,000 INR per year, the equivalent in London exceeds 380,000 GBP annually, making London's property costs roughly 10 times higher. Furthermore, the price per square meter for buying property in Kolkata is a fraction of London's, which stands at approximately 107,000 GBP. Basic groceries and dining out are also considerably cheaper in Kolkata than in London.

Climate Index
60.9 / 88.3
Cost of Living Index
19.3 / 88.9

Kolkata   London

Beyond housing, the overall cost of living in Kolkata is substantially lower than in London. Food expenses, including groceries and eating out, are significantly cheaper in Kolkata. Transportation costs, while higher for taxis and public transit passes in London, show gasoline prices being cheaper in the UK capital. Healthcare in London is generally more expensive, though salaries are also higher, potentially offsetting some costs for employed individuals. Essential services and general living expenses remain much more affordable in Kolkata.

Health Care Index
60.1 / 69.6
Pollution Index
78.2 / 57.8

Kolkata   London

London's quality of life metrics paint a different picture than Kolkata's affordability. London boasts higher scores in healthcare (69.58 vs. 88.25 in Kolkata) and climate (88.25 vs. not directly comparable), indicating potentially better healthcare access and a more temperate environment. However, Kolkata scores higher in safety (not directly comparable) and offers a distinct cultural and historical experience. London faces challenges with higher pollution levels (57.78) and significantly longer commute times (44.65) compared to Kolkata's (not directly comparable).

Property Price to Income Ratio
9.5 / 15.4
Purchasing Power Index
76.7 / 129.5

Kolkata   London

Kolkata offers a lower cost of living coupled with potentially better safety and unique cultural experiences, though specific quality metrics like healthcare access and environmental factors may differ. London provides superior healthcare and climate but comes with exorbitant housing and overall living expenses, impacting quality of life accessibility for many residents. The trade-off between cost and certain quality-of-life indicators is starkly different between these two major Indian and Western capitals.

Quality of Life Index
108.3 / 146.2
Safety Index
53.1 / 44.6

Kolkata   London

In conclusion, while Kolkata offers significantly lower costs for housing, food, and transportation, London excels in healthcare quality and climate comfort, albeit at a vastly higher financial cost. The choice between these two cities hinges entirely on individual priorities – whether affordability and safety in an Indian metropolis are preferred over the higher quality healthcare and climate of a Western metropolis, despite the substantial financial implications.

Traffic Commute Time Index
59.5 / 44.7

Kolkata   London

Real estate & living comparison

Kolkata London
Buy Apartment Price » Price per Square Meter to Buy Apartment in City Centre 1152.58 USD 20113.52 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment Outside of Centre 589.46 USD 10716.42 USD
Rent Per Month » 1 Bedroom Apartment in City Centre 155.94 USD 3163 USD
Rent Per Month » 1 Bedroom Apartment Outside of City Centre 82.88 USD 2347.81 USD
Rent Per Month » 3 Bedroom Apartment in City Centre 410.7 USD 5090.11 USD
Rent Per Month » 3 Bedroom Apartment Outside of City Centre 195.83 USD 3930.03 USD
Salaries And Financing » Annual Mortgage Interest Rate (20-Year Fixed, in %) 9.8 USD 4.68 USD
Salaries And Financing » Average Monthly Net Salary (After Tax) 458.52 USD 4992.68 USD
Salaries And Financing » GDP Growth Rate: 8.15 USD 0.34 USD
Salaries And Financing » GDP Per Capita ($) : 9200 USD 54500 USD
Salaries And Financing » Population Growth Rate: 0.72 USD 0.45 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment in City Centre 1152.58 USD 20129.14 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment Outside of Centre 589.46 USD 10724.75 USD
Childcare » International Primary School, Annual Tuition per Child 1775.63 USD 30216.14 USD
Childcare » Private Full-Day Preschool or Kindergarten, Monthly Fee per Child 36.35 USD 2451.58 USD
Clothing And Shoes » Jeans (Levi's 501 or Similar) 21.33 USD 117.81 USD
Clothing And Shoes » Men's Leather Business Shoes 28.01 USD 142.63 USD
Clothing And Shoes » Nike Running Shoes (Mid-Range) 38.42 USD 121.8 USD
Clothing And Shoes » Summer Dress in a Chain Store (e.g. Zara or H&M) 21.9 USD 54.32 USD
Markets » Apples (1 kg) 2.42 USD 3.32 USD
Markets » Bananas (1 kg) 0.87 USD 1.62 USD
Markets » Bottle of Wine (Mid-Range) 10.34 USD 12.7 USD
Markets » Bottled Water (1.5 Liter) 0.29 USD 1.72 USD
Markets » Chicken Fillets (1 kg) 2.7 USD 9.35 USD
Markets » Cigarettes (Pack of 20, Marlboro) 3.81 USD 23.74 USD
Markets » Domestic Beer (0.5 Liter Bottle) 1.71 USD 3.4 USD
Markets » Eggs (12, Large Size) 0.94 USD 4.95 USD
Markets » Fresh White Bread (500 g Loaf) 0.36 USD 2.2 USD
Markets » Imported Beer (0.33 Liter Bottle) 2.58 USD 4.05 USD
Markets » Lettuce (1 Head) 0.32 USD 1.51 USD
Markets » Local Cheese (1 kg) 4.25 USD 11.12 USD
Markets » Milk (Regular, 1 Liter) 0.65 USD 1.8 USD
Markets » Onions (1 kg) 0.39 USD 1.8 USD
Markets » Oranges (1 kg) 1.28 USD 2.91 USD
Markets » Potatoes (1 kg) 0.28 USD 1.57 USD
Markets » Tomatoes (1 kg) 0.57 USD 3.38 USD
Markets » White Rice (1 kg) 0.66 USD 2.36 USD
Rent Per Month » 1 Bedroom Apartment in City Centre 155.94 USD 3165.46 USD
Rent Per Month » 1 Bedroom Apartment Outside of City Centre 82.88 USD 2349.64 USD
Rent Per Month » 3 Bedroom Apartment in City Centre 410.7 USD 5094.06 USD
Rent Per Month » 3 Bedroom Apartment Outside of City Centre 195.83 USD 3933.09 USD
Restaurants » Bottled Water (0.33 Liter) 0.12 USD 2.21 USD
Restaurants » Cappuccino (Regular Size) 1.63 USD 5.31 USD
Restaurants » Combo Meal at McDonald's (or Equivalent Fast-Food Meal) 4.9 USD 11.68 USD
Restaurants » Domestic Draft Beer (0.5 Liter) 1.63 USD 8.69 USD
Restaurants » Imported Beer (0.33 Liter Bottle) 3.05 USD 8.02 USD
Restaurants » Meal at an Inexpensive Restaurant 2.18 USD 26.74 USD
Restaurants » Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) 10.88 USD 106.98 USD
Restaurants » Soft Drink (Coca-Cola or Pepsi, 0.33 Liter Bottle) 0.43 USD 3.11 USD
Salaries And Financing » Annual Mortgage Interest Rate (20-Year Fixed, in %) 9.8 USD 4.68 USD
Salaries And Financing » Average Monthly Net Salary (After Tax) 458.52 USD 4959.07 USD
Sports And Leisure » Cinema Ticket (International Release) 3.81 USD 20.06 USD
Sports And Leisure » Monthly Fitness Club Membership 14.21 USD 80.61 USD
Sports And Leisure » Tennis Court Rental (1 Hour, Weekend) 9.54 USD 25.74 USD
Transportation » Gasoline (1 Liter) 1.15 USD 1.86 USD
Transportation » Monthly Public Transport Pass (Regular Price) 2.72 USD 267.44 USD
Transportation » One-Way Ticket (Local Transport) 0.16 USD 4.68 USD
Transportation » Taxi 1 Hour Waiting (Standard Tariff) 1.63 USD 48.81 USD
Transportation » Taxi 1 km (Standard Tariff) 0.33 USD 3.32 USD
Transportation » Taxi Start (Standard Tariff) 0.54 USD 5.62 USD
Transportation » Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) 22000.52 USD 40846.32 USD
Transportation » Volkswagen Golf 1.5 (or Equivalent New Compact Car) 14143.19 USD 38638.15 USD
Utilities (Monthly) » Basic Utilities for 85 m2 Apartment (Electricity, Heating, Cooling, Water, Garbage) 63.97 USD 381.86 USD
Utilities (Monthly) » Broadband Internet (Unlimited Data, 60 Mbps or Higher) 7.13 USD 42.94 USD
Utilities (Monthly) » Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) 4.62 USD 16.8 USD
Population 21,747,000 11,262,000

Last updated: 2026-03-07

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